a valid email is needed to enter this site, and to set your user preferences

© 2008 LeaderPage.com home | returning user

At LeaderPage we are dedicated to providing you with the best service possible. Listing your property and accommodation adverts has never been this easy. With free uploads and our fast and friendly searches you will be up and running in no time.

leaderPage is the leading property website. You search for property for sale, rent , or let property, find residential and commercial properties and even advertise your own property. Quickly search for property for houses sale, rent , or to let , either residential or commercial. You can also use our advertising and searching features to list your property.

When listing property:

Give as much detail and don’t forget to mention the following:

1. Structure (ceilings, walls, floors, doors)
2. Windows (e.g. double glazed, south facing)
3. measurements
4. decorations
5. fixtures and fittings
6. external garden or yard

Factors to consider when buying a property:

1. Location affects the likelihood of the rise or fall in value of the property.
2. living and garden space
3. Public transport proximity. With the rising cost of oil this is becoming a huge factor.
4. Neighborhood , any sign of anti social behavior
5. Family size, a small family might be ok in a flat but the house is better if there are children.
6. Amenities – are there shops, banks, dentists, doctor, or other recreational facilities within walking distance.

Gazumping
- Is a dishonest trick that occurs in the last minute before a sale is closed. A seller accepts another offer from a different buyer thus forcing the first buyer to up their offer or risk losing the sale.

Ways of selling a property:

- private treaty - auction - tender

If you find this site helpful please pass the favor forward by letting others know about it. Thank you.

We have made the process of searching Property easy. Whether you need an apartment or a residential house accommodation, a commercial lease or to rent office space. Individuals, valuers or businesses in real estate management can list their land, Holiday, rental and lettings or overseas properties for free.

terms used in property

Conveyancing
refers to the legal process of transferring ownership of a property from one person to another. A lawyer or solicitor is needed to carry the ownership transfer at a fee.

Ways of charging mortgage interest
- variable rate
- Fixed rate
- Combination of a fixed and variable rate

Title deed - legal document that proves ownership of a property.

Mortgage – is a loan given to a buyer by a bank or building society towards purchasing a property. The way the loan premiums are paid back determines the type of mortgages.

Mortgage premium – the monthly money paid buy a buyer to the bank or building society towards paying back the mortgage loan.

Mortgage Protection – an insurance policy that pays up when a buyer becomes unable to pay up mortgage premiums.

Leasehold – a leasehold is a long lease that applies mostly to flats. A buyer owns it for the duration of the lease and at the end the flat ownership reverts back to the landlord. During the lease a small rent is paid to the landlord.

Freehold – The buyer owns the land on which the building is built i.e. The buyer has full indefinite ownership of the property.

Management fee – a small annual fee payable to maintain common areas.

Survey – is the inspecting a building for defects needing repair. It is carried out before a sale is finalised. A report called a snag report is prepared and contains the list of items identified in the survey. It is recommended to engage the services of a qualified Chartered Surveyor or Engineer to do the survey and report.

Mortgage types
- Repayment mortgage – part of the mortgage premium goes towards paying back the loan and the rest towards the interest on the loan.
- Interest only mortgage – all of the premium covers the interest. The loan is paid off separately using a long term investment policy or plan.
- Islamic mortgage – no interest is paid on the mortgage as this is contrary to Sharia law. Special arrangements are made to pay back the loan.

Remortgage
- This can be viewed as selling part of the house to yourself. You get the cash but you have to pay back the loan premiums to the bank or building society.